While Segment operates as a full-service wealth management firm, we also have an asset management business tucked within, in order to keep clients from having to pay additional fees to third parties for asset management services. Most wealth management firms use mutual funds, which not only often produce bad tax outcomes for clients, but can also significantly increase client costs. We do not charge clients additional fees for asset management services; a methodology that can cut client costs in half as compared to other providers, and can have significantly better after-tax returns as well.