Our Philosophy

At Segment Wealth Management, our philosophy is centered on our core values:

 Clarity

We make it easy to do business with us by communicating clearly and concisely.

 Reliability

We are available and responsive to our clients. We are focused, precise, and consistent in our strategies and their implementation.

 Performance

We are dedicated to achievement and performing to the highest professional standards. We are prepared, and will always strive to deliver superior service and execution.

 Truth

We behave with respect, integrity, and character. We are accurate, realistic, and accountable. We always act fairly and comply with all laws.

Our Beliefs

As a fee-only wealth management firm, Segment’s client strategies are founded on a few fundamental beliefs:

Markets accurately price all known information virtually instantaneously and also very quickly and accurately provide a “handicapped” consensus view about expectations for the future.

Investors tend to go with the crowd, despite the crowd’s miserable track record. The group-think tendency to buy what has already risen and sell what has already fallen has been a precursor to every financial disaster. Awareness of these trends can create exploitable opportunities for investors with boldness, vision, and perspective.

The stock market can be unpredictable. While there are periodic instances in which stocks offer less-than-average prospects, we have no doubt that the stock market presents the best opportunities for long-term wealth building. We believe that as long as stocks at some point rise in value in the future, the only investor who loses is the one who sells impatiently or in fear and thus gives away their chance at recovery.

In order to help clients prepare for the periodic losses that are certain to occur, our wealth management firm emphasizes risk budgeting. Staying power is often the determinant of success, and we advise our clients and construct their portfolios so that both are prepared for changes in the market.

Our RIA firm is somewhat unique in our approach to managing client investments. Unlike most wealth management firms that subcontract security selection via mutual funds and separate accounts, we often build the entire portfolio using a multi-dimensional approach. We prioritize direct investment in stocks and bonds, and use inexpensive and tax-efficient exchange-traded funds (ETFs) as “building blocks” for many situations. Our approach tends to cut clients’ overall fees in half compared to most other alternatives. It also gives clients better compounded returns by deferring taxes on unrealized gains, which also has estate planning benefits. Additionally, this approach also plays well with client charitable giving activity, where securities with a large gain are held specifically as “currency” for gifts to charity.

Traditional Wall Street investment management firms are adept at creating activity that feeds their fee/commission model and the glory of short-term comparisons. Yet, client assets are generally harmed by the higher costs, lost compounding from taxes paid too early, and are often robbed of the behavioral benefits in plain sight in the tax code. Segment uses a host of techniques to defer tax or avoid it completely. Certain investment products, such as open-ended mutual funds and hedge funds, generally offer clients poorer tax treatment and higher fees than other choices. Other structures, like ETFs, typically offer lower costs and far better compounding through reduced taxation related to their structural tax treatment.

Our wealth management firm uses these ETFs in client accounts but also manages accounts with individual securities, both giving clients greater control over offsetting tax transactions and the option of using higher gain winning positions in sophisticated charitable giving endeavors. Traditional brokerage methodologies often squander beneficial tax treatment through myopic management, chasing fleeting performance, and failing to see the larger picture.

View Strategies

*Please Note:  Limitations. Segment does not serve as an attorney, accountant, or insurance agent. Segment does not prepare legal documents or tax returns, nor does it sell insurance products.

Comprehensive Wealth Management Services

At Segment Wealth Management, we take a comprehensive approach to managing wealth, integrating tax planning, investment management, estate coordination, charitable giving, and long-term family strategy. As a fee-only asset management company, we focus on what matters most: after-tax performance, cost efficiency, and clarity in execution. Learn more about how we serve high- and ultra-high-net-worth clients with a strategic, fiduciary-first mindset.


Who We Serve

Our clients are accomplished U/HNWIs and families with complex financial lives. We serve business owners, private equity professionals, corporate executives, attorneys, and multi-generational families — all seeking a trusted wealth manager who brings structure, objectivity, and discipline to the process. 

Learn About Our Clients


Contact Us

If you’re managing significant wealth and looking for a better way forward, contact us today. We’re a top wealth management firm, delivering clarity, precision, and long-term results. Let’s start a conversation about how we can help protect and grow your wealth.

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