Comprehensive Wealth Management For HNW & UHNW Individuals & Families
Comprehensive Wealth Management For HNW & UHNW Individuals & Families
Segment Wealth Management offers comprehensive wealth management services for high-net-worth (HNW) and ultra-high-net-worth (UHNW) individuals and families seeking clarity, control, and long-term alignment across all areas of their financial lives. Our approach brings together every dimension of your financial life—from portfolio design and tax strategy to estate planning and philanthropy—into a single, cohesive framework. We serve as a fee-only Registered Investment Advisor (RIA) firm, focused on aligning wealth with purpose and helping you steward and protect it across generations.
Our Core Wealth Management Services
Our in-house wealth management services are designed to align and adapt with the evolving needs of high-net-worth and ultra-high-net-worth individuals and families. Explore our full suite of services below:
Investment Management
We build and manage tax-conscious portfolios combining the direct indexing of individual stocks, low-cost ETFs, and disciplined asset allocation within separately managed accounts (SMAs).
Unlike most firms, we don’t outsource investment management. We construct, monitor, and manage every portfolio in-house to reduce costs, minimize tax drag, and maintain full control over your investment strategy. This allows us to align your portfolio with your long-term goals while minimizing fees and taxes over the long-term.
Sophisticated Wealth Requires Sophisticated Solutions
At Segment Wealth Management, we recognize that complexity often accompanies success. Our clients don’t just need financial planning—they need a long-term strategic advisor who can help navigate evolving laws, complex markets, and life changes with precision and care.
We specialize in serving high-net-worth and ultra-high-net-worth individuals and families whose wealth requires advanced planning, coordination, and proactive advice. Our in-house expertise encompasses investment management, estate and tax planning, charitable giving strategies, and business transition planning — all designed to integrate seamlessly with your existing legal and tax advisors.
We don’t believe in off-the-shelf solutions. We believe in building lasting relationships that evolve with your goals and your family’s needs. Whether you’re planning a liquidity event, managing a family enterprise, or preparing to transfer wealth across generations, Segment provides the clarity, insight, and partnership to help you make smarter decisions — now and in the decades to come.
Fractional Family Office
Segment Wealth Management offers the depth and coordination of a multi-family office—without the overhead. Our fractional family office model is designed for ultra-high-net-worth families who need cohesive oversight across investments, estate planning, tax strategy, reporting, and collaboration with outside professionals.
We serve as an integrated partner, helping you align complex financial decisions across your advisory team. Our in-house expertise, combined with seamless coordination, ensures your wealth strategy evolves with your goals, your family, and the changing legal and market landscape.
Who We Serve
Segment works with high-net-worth and ultra-high-net-worth individuals and families across the country. Our clients include entrepreneurs, executives, attorneys, and multigenerational families seeking structure, clarity, and a long-term partner to help them achieve lasting results.
Our Philosophy
Segment’s private wealth management services are grounded in a disciplined, values-based philosophy. We believe that markets are efficient, investors are emotional, and after-tax returns are what truly matter. Our role is to remove friction from costs, taxes, and complexity, so clients can focus on what matters most in their lives.
Learn More About Our Philosophy
Our Investment Strategies
We offer our clients custom-built portfolios, from strategies we manage in-house offering clarity, tax control, and cost transparency. From dividend-focused equity portfolios to ETF-based models and fixed-income ladders, our approach is transparent, evidence-based, and aligned with the long-term arc of your goals.
About Segment Wealth Management
Segment Wealth Management is an independent, fee-only Registered Investment Advisor (RIA) headquartered in Houston, Texas. Founded by Gil Baumgarten, our wealth management firm was established to provide a higher standard of fiduciary care and a more thoughtful experience for ultra-high-net-worth families. With over two decades of experience, our team advocates for the best interests of our clients nationwide, who expect expertise, trust, and results.
Ready to Start a Conversation?
If you’re seeking a private wealth management partner who brings clarity, confidence, and coordination to your financial life and who can help you preserve and grow generational wealth, we invite you to connect with us.
*Please Note: Limitations. Segment does not serve as an attorney, accountant, or insurance agent. Segment does not prepare legal documents or tax returns, nor does it sell insurance products.