By Gil Baumgarten and Micah Morris: Investor behavior is rarely driven by statistics alone. More often, decisions are shaped by emotion; how outcomes feel rather than how likely they are. This tendency leads many investors to overestimate certain risks while quietly accepting others that are far more damaging over time. Understanding this imbalance is central to how…
By Ryan Farias, Senior Portfolio Manager: In the financial landscape, structured notes have gained considerable traction, particularly among clients eager to feel sophisticated and exclusive in their investment choices. Marketed mainly by prestigious brokerages like Morgan Stanley and UBS, these complex financial instruments, often embedded with derivatives and intricate payoff mechanisms, can easily extract a…
In recent times, we have witnessed significant market volatility that has understandably shaken the confidence of many investors. It’s important to acknowledge that while no one enjoys seeing periodic losses, these fluctuations serve a vital purpose in the marketplace. If asset prices consistently rose without interruption, they would likely skyrocket to unsustainable levels, driven solely…
It is quite fun to try to predict the future and invest in companies in the sweet spot of your prognostications. Investing in long-term growth trends with short-term dislocations is a viable strategy, and we do this often. But finding the “next big thing” is entirely different and is fraught with pitfalls. Such positioning comes…
We all know that market timing doesn’t work. It is a fool’s errand to sell it all, hoping to buy it back lower. But the temptation to do so is heady when the market is in decline. When the near future looks scary, it’s easy to think that perhaps selling now and buying back later…
With almost 40 years of investing experience, Baumgarten is revealing how he applies keen knowledge and his eye for tracking the latest financial developments to Segment Wealth’s advisory practice. “During inflation, cash is under attack, so items such as property and investments will generally do better. Specifically assets like collectibles, ranches, prime real estate, even…
For those who know me well, you then know about my family’s long-term friendship with Walter Thomas. Walter has worked for my family since 1963 when he was 16, and I was 4, and I still introduce him as my brother. To this day, Walter takes care of my mom, doing her shopping and honey-dos….
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